Federal employee calculators
Estimate federal pay and benefits with cited formulas and visible math.
FERS Retirement Calculator
Estimate your annual and monthly FERS annuity, including retirement eligibility, sick-leave credit, age reductions, and survivor-benefit elections.
Open calculator Pension & retirementFERS Deferred Retirement Calculator
Estimate a future annuity and distinguish true deferred retirement from a postponed MRA+10 start and its benefit consequences.
Open calculator Disability retirementFERS Disability Retirement Calculator
Estimate OPM's under-62 two-stage formula using the SSDI and earned-annuity amounts you enter, with unsupported paths stopped explicitly.
Open calculator Early retirementFERS Discontinued Service Retirement
Screen the 50/20 or any-age/25 threshold and decision-sensitive DSR facts before showing a bounded gross annuity estimate.
Open calculator Retirement contributionsFERS Refund Decision Guide
Check the 31-day filing gate, deferred-annuity risk, redeposit boundary, spouse notice, and next SF 3106 filing step.
Open calculator Retirement serviceFederal Sick Leave Conversion Chart
Convert unused sick-leave hours to retirement computation years, months, and days with the complete OPM chart.
Open calculator Pension & retirementFERS Retirement Supplement Calculator
Check supplement eligibility and timing, estimate a gross monthly bridge to age 62, and model the 2026 earned-income reduction separately.
Open calculator Retirement timingFederal Retirement Date Calculator
Compare FERS or CSRS separation dates by eligibility, annuity commencement, service, pay-period, leave-year, and COLA timing.
Open calculator Pay history & retirementFERS High-3 Calculator
Find the highest three consecutive service years in dated retirement-creditable pay history and audit every OPM-weighted rate.
Open calculator Pension value & offersFederal Pension Value Calculator
Model a FERS or CSRS pension stream's present value with explicit payment horizon, COLA, discount, delay, and survivor assumptions.
Open calculator Savings & retirementTSP Growth & Match Calculator
Project your civilian TSP balance, 2026 contribution limit, paycheck pace, FERS agency automatic contribution, match, and investment growth.
Open calculator TSP projectionRoth TSP Projection Calculator
Project a Roth employee election while keeping Traditional opening balances and FERS agency deposits separate through retirement.
Open calculator TSP contributions2026 TSP Contribution Limit Planner
Turn the official age-based employee limit into a whole-dollar plan for your remaining 2026 pay periods.
Open calculator TSP taxes & contributionsRoth vs. Traditional TSP Calculator
Compare equal take-home cost or equal gross TSP deposits with current tax, qualified Roth treatment, future tax, FERS matching, and one shared return.
Open calculator Salary & locality payGS Pay Calculator
Look up exact 2025 and 2026 OPM scheduled pay by locality, grade, and step, including the nationwide 001M floor and same-cell comparisons.
Open calculator Promotions & pay settingGS Promotion Calculator
Apply OPM's ordinary 2026 two-step promotion rule and identify cases that require official pay-setting review.
Open calculator Within-grade increasesGS Step Increase Calculator
Estimate an ordinary WGI planning date from OPM's 52, 104, or 156-week rule and compare adjacent 2026 steps.
Open calculator Salary & locality payFederal Locality Pay Area Finder
Match an official worksite county or FIPS code to its 2026 OPM locality table without relying on ZIP code alone.
Open calculator Salary referenceWG Pay Scale & FWS Schedule Finder
Route WG, WL, WS and NAF positions to the correct official DCPAS wage-schedule directory by fund source and duty location.
Open calculator Employment status & appealsSchedule F / Schedule Policy-Career Guide
Check the current 2026 implementation, what changes for designated positions, and which official records employees should review.
Open calculator Salary reference2026 GS Pay Scale
Read the complete OPM base salary table by grade and step, then review all 58 published locality pay areas.
Open calculator Annual pay adjustment2026 Federal Pay Raise
Compare official 2025 and 2026 OPM rates for the same locality, grade, and step.
Open calculator Annual pay adjustment2027 Federal Pay Raise Tracker
Check whether final official figures exist, then model a clearly hypothetical gross-pay planning scenario.
Open calculator Retirement processingOPM Retirement Processing Times
Review OPM's latest retirement claims inventory and published processing averages, then place a nonbinding planning marker.
Open calculator Pay periods & leave year2026 Federal Pay Period Calendar
Find the OPM leave-year period containing a work date, then verify payday timing with your agency's payroll provider.
Open calculator Annual leave planningFederal Leave Accrual Calculator
Project 2026 full-time annual-leave accrual, planned use, year-end balance, and potential use-or-lose hours.
Open calculator Official travel ratesFederal Mileage Reimbursement Calculator
Estimate 2026 POV reimbursement with the GSA rate effective on the trip date, including the July 1 adjustment.
Open calculator Overtime & premium payFederal Overtime Pay Calculator
Estimate 2026 Title 5 overtime and GS night, Sunday, and holiday premiums from exact OPM locality, grade, and step rates.
Open calculator Salary & special ratesOPM Special Rate Table Finder
Choose the right official 2026 OPM index by table number, occupation, agency, or location, then verify every coverage note.
Open calculator Official travel ratesFY 2026 GSA Per Diem Lookup
Find official CONUS lodging and M&IE rates by state, destination or county, including seasonal lodging and first/last-day meal amounts.
Open calculator Paycheck & deductionsFederal Take-Home Pay Calculator
Turn 2026 OPM GS pay or a current gross paycheck into an auditable net-pay ledger with W-4 withholding, FICA, retirement, TSP, FEHB, and entered deductions.
Open calculator Offers & total rewardsFederal Total Compensation Calculator
Compare federal cash, FERS agency funding, TSP contributions, exact 2026 FEHB plan support, FEGLI, and paid time with a private offer.
Open calculator Health plans & benefits2026 FEHB Plan Comparison Tool
Match active FEHB plans to your location and compare exact OPM premiums, deductibles, out-of-pocket limits, account contributions, and common benefits.
Open calculator Withdrawals & taxesTSP Withdrawal Tax Calculator
Estimate a one-time TSP withdrawal's taxable share, federal withholding, possible additional 10% tax, later amount due, and after-tax cash.
Open calculator Required withdrawalsTSP RMD Calculator
Estimate a participant-owned Traditional TSP required minimum distribution from the prior-year balance and IRS life-expectancy factor.
Open calculator Retirement withdrawalsTSP Monthly Withdrawal Calculator
Estimate how long fixed monthly TSP installments may last under a starting balance, assumed return, annual payment increase, and planning horizon.
Open calculator Lifetime incomeTSP Annuity Calculator
Analyze a TSP life-annuity estimate, survivor continuation, level or increasing payments, protection features, retained balance, and a dated official reference.
Open calculator Loans & paycheck impactTSP Loan Calculator
Estimate a TSP loan's payroll deduction, three-rule borrowing limit, fee, net proceeds, periodic amortization, and optional account-growth scenario.
Open calculator Service credit & pensionMilitary Service Buyback Calculator
Estimate a FERS or CSRS military-service-deposit principal, classify interest timing, test a USERRA cap, and compare pension before and after service credit.
Open calculator Life insurance & retirementFEGLI Calculator
Estimate Basic and Options A, B and C coverage and premiums, then compare 75%, 50%, full and no-reduction retirement elections.
Open calculator RIF & involuntary separationFederal Severance Pay Calculator
Estimate your severance under OPM's official worksheet: total payout, biweekly payment, and how long payments last, based on your pay, service, and age.
Open calculator Buyout & early retirementVERA / VSIP Calculator
Estimate your VSIP buyout (the lesser of your severance formula or the $25,000 cap) and check whether you qualify for VERA early retirement.
Open calculator Private sectorSeverance Pay Calculator
Estimate a private-sector severance package from your salary, years of service, and weeks-per-year rate, with an after-tax take-home estimate.
Open calculator Separation & leaveFederal Annual Leave Payout Calculator
Estimate a federal annual-leave lump-sum payout, projected leave period, rate-adjustment split, and a clearly labeled withholding scenario.
Open calculator Pension & retirementCSRS Retirement Calculator
Estimate a regular CSRS annuity with eligibility screening, tiered accrual, sick-leave credit, age and deposit reductions, and survivor elections.
Open calculator Service credit & leaveFederal Service Computation Date Calculator
Estimate an SCD-Leave from dated civilian service, verified service credits, and excess nonpay using OPM's 30/360 and SF-144A method.
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